• No underwater loan limits
  Borrowers are able to refinance regardless of how far their homes have fallen in value. Previous loan-to-value limits were set at 125 percent.
• Eliminating appraisals and underwriting
  The majority of homeowners will not have to get an appraisal or have their loan underwritten, making their refinance process easier and faster.
• Modified fees
  Certain risk-based fees for homeowners who refinance into shorter term loans will result in being eliminated or modified.
• Extended application deadline
  The final date to get a HARP refinance has been extended.

How can I get a HARP refinance quote?

You can get free, HARP refinance quotes by submitting a loan request. Just be sure to let us know that your loan is owned by either Fannie Mae or Freddie Mac in the loan request form.