Mortgage Loan Programs for Your Every Need
Learn about our 3.5% Down Payment Program
A lower down payment allows more money for other things in life
Refinancing & Purchase Loan Programs
We make the journey of buying a home or refinancing a mortgage easy
You can depend on us to help you find the perfect loan program for you.
30 Year Fixed
If you're objective is to have a low payment and an interest rate that is permanent for the life of your mortgage, the 30-year fixed is probably right type of loan for you.
15 Year Fixed
Get the lowest rates available! Find out how much a fixed 15-year loan is able to save you in interest payment. You'll be amazed at the savings!
Jumbo Mortgages
A jumbo mortgage is a home loan that is predominately in high cost areas to finance luxury homes, coastal properties, and homes with extra amenities. It is an excellent way to move into a step up home or refinance a property that has increased in equity.
FHA Home Loan
A government-insured mortgage plus an attractive 30-year fixed rate. Just 3.5% down payment. Perfect for a purchase or refinance loan!
FHA Refinancing
FHA Streamline Refinance Rules
VA 30 Year Fixed
If you are eligible, a zero down payment loan on a purchase or refinance your existing VA Loan with the most attractive rates in the industry.
VA Refinancing
No Income and No Doc Loans
No doc loan programs are still available to assist homebuyerʼs and investors purchase or refinance their primary home or investment property. Have a lot of equity or a large down payment? - Click on No Doc.
Reverse Mortgages
A reverse mortgage is a mortgage loan designed for homeowners, 62 and older, to access the equity appreciation in their home.
50% off HUD Homes - Financing
A program designed for Law Enforcement, K-12 Teachers, Firefighters, and Emergency Medical Technicians to buy HUD homes at 50% of the HUD appraised value in specific areas.
Hometown Heroes - Financing
A program created for Law Enforcement, K-12 Teachers, Firefighters, and Emergency Medical Technicians to buy HUD homes at 50% of the HUD appraised value in specific areas.
12 Month Bank Statement Program (No Tax Returns)
A program ideal for self-employed borrowers who write-off maximum deductions on their tax returns. This program only examines your bank statemens for the last year.
PURCHASING
Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.
REFINANCING
Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.
CONSOLIDATE DEBT
Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.