As far as a no closing cost refinance goes, there are advantages and disadvantages. If you can afford to purchase points and the refinance rates are already low, this can be an excellent investment if you plan to stay in the home past your break-even point. Alternatively, if you don’t have the additional funds upfront, it’s not something that will make or break you. Knowing what you can pay upfront combined with your long-term goals will help decide which option is best for you.<\/p>\n","protected":false},"excerpt":{"rendered":"

When homeowners are looking to refinance, a common question is “Should I refinance with the no closing cost or no points option.” It may seem like an easy decision, but before deciding if this is the option you’ll choose, there are some things you need to know. So, the following information will take an in-depth look at refinancing with no closing cost or no points and help you decide if it’s a good choice for you. What Are Closing Costs? Closing costs are expenses associated with buying or refinancing a property. These costs are in addition to the property’s purchase price and may include homeowner fees, mortgage points, lender fees, […]<\/p>\n","protected":false},"author":4,"featured_media":707,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_mo_disable_npp":"","footnotes":""},"categories":[20],"tags":[137,138],"class_list":["post-705","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-closing-costs","tag-no-points","tag-zero-closing-costst"],"yoast_head":"\n