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How To Use Gift Money for a Down Payment

What’s the next step during your home search after you get additional funds for your down payment from your family. Get educated on what you need to know with regards to gift money. Personal Loans vs. Gift MoneyWhile you may be quite thrilled that your bank account suddenly has a larger down payment and you…

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gift money

Down Payment Gift Rules from a Friend or Relative

For a lot of home buyers in California, there are two major challenges to purchasing a home, especially in coastal areas. Those are the down payment and closing costs. In Orange County, California, a designated high-cost area, conforming loan limits are capped at $679,650 for single-family homes, and 2-unit, 3-unit, 4-unit homes can be as…

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