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Let’s face it. The mortgage process is challenging and sometimes stressful, and a lot of the jargon used can be misunderstood. One type of term that is frequently used by industry professionals when applying to buy a home or a refinance your mortgage is the term “points,” sometimes known as “discount points.” These points are…
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Actually, a better way to ask the question — and to find an acceptable answer about lowering closing costs — may be to ask what fees are non-negotiable. In most areas, there are only a few “set in stone” fees that automatically appear in either the buyer’s or the seller’s column. What Fees Must Be…
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