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FHFA’s refinance fee was postponed for 90 Days by lawmakers. Mortgage rates went up suddenly during the past three weeks. Without a locked-in rate, borrowers seeking to refinance noticed discounts, credits, and savings start to slip away. Why did interest rates rise? The first reason was rise in the 10-year treasury bond from .52 to…
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Actually, a better way to ask the question — and to find an acceptable answer about lowering closing costs — may be to ask what fees are non-negotiable. In most areas, there are only a few “set in stone” fees that automatically appear in either the buyer’s or the seller’s column. What Fees Must Be…
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