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affordability Archives -
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low down payments

More Than 25% of California Homes Were Bought with Down Payments of 3.5% or Less

A research report compiled by the Urban Institute shows that almost 30% of home buyers in California purchased a home with a down payment of 3.5% or less in 2017. Home buyers who put down 20% or more represented 42% of transactions. These statistics show more proof to quash the popular myth that all home…

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4 Different Practical Ways to Find Out How Much House You Can Afford

Buying a house for yourself or family is always a time to be very alert throughout the process and to know what is expected for all parties involved. Before making an offer on a home to buy, you need to be sure of how much you can “afford”.  Your local mortgage lender should able to…

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