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- Page 7 of 11 - Home Loan Help You Can Use
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vacation home

Things to Know Before Buying a Vacation Home

Want a home that puts you within walking distance to the cool breezes of the Pacific Ocean? Or live 24/7 with magnificent views of the city in the mountains and the beautiful scent of pine trees. You’re not alone. Many people each year make a vacation destination a reality by simply purchasing a home in…

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college debts

Easier Qualifying for Borrowers with Student Loan Debt

Due to a recent decision by Fannie Mae, getting approved for a mortgage when you have student loan debt will be a lot less difficult. Fannie Mae recently announced a few new changes that will help borrowers with student loan debt be eligible for mortgage financing. For the 44 million American borrowers carrying a total…

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OC Home rentals

Renting in Orange County is Now Even Less Affordable

Competition for Housing Makes Renting More Costly It seems renting—particularly single-family homes—is continuing its trend higher. And based on studies from one industry player, that means bad news for renters. House rents averaged $3,114 a month in Orange County during the fourth quarter of 2016, according to Irvine-based HomeUnion, a company that helps investors buy…

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An Overview of the Powerful Benefits of a VA Home Loan

It cannot be stressed enough how fortunate we are to have military personnel protect the freedoms we enjoy in this great country. During and after our dedicated military members are stateside, they deserve the benefits they receive for serving their country. Below are some of the great features VA eligible borrowers can enjoy when buying…

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gift with eyes closed

Down Payment Gift Rules for Borrowers

For low and moderate-income borrowers with limited savings, including first-time homebuyers, it can be a struggle to come up with down payment funds, so a substantial amount of money can be donated or gifted to help them. In high-cost areas like Orange County, L.A., and San Diego counties, the maximum conventional loan limits are $636,150…

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delayed financing

Cash-Out Refinance for Buyers with No Waiting Period

Are you aware that 25% of home purchase transactions are completed without any sort of financing? This comes from data provided by the National Association of REALTORS®. However, these all-cash buyers are not far removed from using their own funds for very long. “Cash out” refinances are available to buyers without a mortgage just 24…

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