Notice: Trying to access array offset on value of type null in /home4/phatmegz/public_html/blog/wp-content/themes/business-one/inc/features.php on line 6

Notice: Trying to access array offset on value of type null in /home4/phatmegz/public_html/blog/wp-content/themes/business-one/inc/features.php on line 6

Notice: Trying to access array offset on value of type null in /home4/phatmegz/public_html/blog/wp-content/themes/business-one/header.php on line 21

Notice: Trying to access array offset on value of type null in /home4/phatmegz/public_html/blog/wp-content/themes/business-one/header.php on line 25

Notice: Trying to access array offset on value of type null in /home4/phatmegz/public_html/blog/wp-content/themes/business-one/header.php on line 29


Notice: Undefined variable: businessoneopt in /home4/phatmegz/public_html/blog/wp-content/themes/business-one/admin/theme-opt/menu-layer.php on line 297

Notice: Trying to access array offset on value of type null in /home4/phatmegz/public_html/blog/wp-content/themes/business-one/admin/theme-opt/menu-layer.php on line 297


Notice: Undefined variable: businessoneopt in /home4/phatmegz/public_html/blog/wp-content/themes/business-one/admin/theme-opt/menu-layer.php on line 300

Notice: Trying to access array offset on value of type null in /home4/phatmegz/public_html/blog/wp-content/themes/business-one/admin/theme-opt/menu-layer.php on line 300


Notice: Trying to access array offset on value of type null in /home4/phatmegz/public_html/blog/wp-content/themes/business-one/home.php on line 4
home loan with co-borrower

Is it Good Idea to Use a Co-borrower?

Is it always a positive to use a co-borrower on your home purchase?  Each real estate transaction has its own unique set of characteristics. So, it depends on the entire situation. When you apply for a home loan, the lender’s main concern is your ability to repay the mortgage. The home is used as security…

read more
lower closing costs

Best Ways to Keep Closing Costs Low

Many home buyers, particularly first-timers, have a challenging task when it comes to the down payment and closing costs. A great solution for buyers to bring in less cash to closing is for the seller to help with some of the sales costs is by offering a credit at closing. There is a limit on…

read more
choices down payment

What Is the Average Down Payment in Orange County, CA?

Based on recent studies, The Los Angeles / Orange County area is one of the ten U.S. metros with home buyers making the highest average down payment. A research group from Realtor.com conducted the March study, and found that the average down payment among home buyers in L.A. and neighboring Orange County was 17.9%. Their…

read more
gift money

Down Payment Gift Rules from a Friend or Relative

For a lot of home buyers in California, there are two major challenges to purchasing a home, especially in coastal areas. Those are the down payment and closing costs. In Orange County, California, a designated high-cost area, conforming loan limits are capped at $679,650 for single-family homes, and 2-unit, 3-unit, 4-unit homes can be as…

read more
student loan debt and mortgage

Getting a Mortgage with Student Loan Debt

Once you finally get your hard-earned college degree, you feel confident and ready to tackle the world and make it a better place. However, that tackling will likely involve managing your student loan debt. With that debt your chances of qualifying for a mortgage become more of a challenge. Based on date from the America…

read more
mortgage points

Quick Overview Regarding Loan Points

Let’s face it. The mortgage process is challenging and sometimes stressful, and a lot of the jargon used can be misunderstood. One type of term that is frequently used by industry professionals when applying to buy a home or a refinance your mortgage is the term “points,” sometimes known as “discount points.” These points are…

read more
1 4 5 6 7 8 11