Notice: Trying to access array offset on value of type null in /home4/phatmegz/public_html/blog/wp-content/themes/business-one/inc/features.php on line 6
Notice: Trying to access array offset on value of type null in /home4/phatmegz/public_html/blog/wp-content/themes/business-one/inc/features.php on line 6
Notice: Trying to access array offset on value of type null in /home4/phatmegz/public_html/blog/wp-content/themes/business-one/header.php on line 21
Notice: Trying to access array offset on value of type null in /home4/phatmegz/public_html/blog/wp-content/themes/business-one/header.php on line 25
Notice: Trying to access array offset on value of type null in /home4/phatmegz/public_html/blog/wp-content/themes/business-one/header.php on line 29
Notice: Undefined variable: businessoneopt in /home4/phatmegz/public_html/blog/wp-content/themes/business-one/admin/theme-opt/menu-layer.php on line 297
Notice: Trying to access array offset on value of type null in /home4/phatmegz/public_html/blog/wp-content/themes/business-one/admin/theme-opt/menu-layer.php on line 297
Notice: Undefined variable: businessoneopt in /home4/phatmegz/public_html/blog/wp-content/themes/business-one/admin/theme-opt/menu-layer.php on line 300
Notice: Trying to access array offset on value of type null in /home4/phatmegz/public_html/blog/wp-content/themes/business-one/admin/theme-opt/menu-layer.php on line 300
Is it always a positive to use a co-borrower on your home purchase? Each real estate transaction has its own unique set of characteristics. So, it depends on the entire situation. When you apply for a home loan, the lender’s main concern is your ability to repay the mortgage. The home is used as security…
California leads the entire country in regards to states with the largest military population at 184,540 as of September 2017 according to Dept. of Defense personnel data. Most are based in the Southern California areas of San Diego, Riverside County and Orange County. That means military members from active duty, reserves and veterans, are in…
As of June 27, 2018, Trulia reports that a median-sales price for a home in Irvine, CA is $839,000. That means a 20% down payment would be $167,800. Keep reading to learn why yours could be a lot smaller than that. Qualified borrowers don’t necessarily need to come in with a 20% down payment when…
Sure, you can. It is not an issue for everyone! You may want to rent out your current home and get another mortgage to buy a new home. Many homeowners inquire with us and ask whether they should rent or sell their home. Some of the reasons are they are in a new relationship or…
Many home buyers, particularly first-timers, have a challenging task when it comes to the down payment and closing costs. A great solution for buyers to bring in less cash to closing is for the seller to help with some of the sales costs is by offering a credit at closing. There is a limit on…
Based on recent studies, The Los Angeles / Orange County area is one of the ten U.S. metros with home buyers making the highest average down payment. A research group from Realtor.com conducted the March study, and found that the average down payment among home buyers in L.A. and neighboring Orange County was 17.9%. Their…
For a lot of home buyers in California, there are two major challenges to purchasing a home, especially in coastal areas. Those are the down payment and closing costs. In Orange County, California, a designated high-cost area, conforming loan limits are capped at $679,650 for single-family homes, and 2-unit, 3-unit, 4-unit homes can be as…
Once you finally get your hard-earned college degree, you feel confident and ready to tackle the world and make it a better place. However, that tackling will likely involve managing your student loan debt. With that debt your chances of qualifying for a mortgage become more of a challenge. Based on date from the America…
In Orange County, the median rent price is $3,022 and that amount is slightly above the Los Angeles MSA based on real estate data providers. According to real estate data provider RentCafe, in the city of Irvine, the median rent price for a 3 bedroom is $2,988. In nearby Aliso Viejo, it is $2,650. The…
Let’s face it. The mortgage process is challenging and sometimes stressful, and a lot of the jargon used can be misunderstood. One type of term that is frequently used by industry professionals when applying to buy a home or a refinance your mortgage is the term “points,” sometimes known as “discount points.” These points are…