Notice: Trying to access array offset on value of type null in /home4/phatmegz/public_html/blog/wp-content/themes/business-one/inc/features.php on line 6

Notice: Trying to access array offset on value of type null in /home4/phatmegz/public_html/blog/wp-content/themes/business-one/inc/features.php on line 6

Notice: Trying to access array offset on value of type null in /home4/phatmegz/public_html/blog/wp-content/themes/business-one/header.php on line 21

Notice: Trying to access array offset on value of type null in /home4/phatmegz/public_html/blog/wp-content/themes/business-one/header.php on line 25

Notice: Trying to access array offset on value of type null in /home4/phatmegz/public_html/blog/wp-content/themes/business-one/header.php on line 29


Notice: Undefined variable: businessoneopt in /home4/phatmegz/public_html/blog/wp-content/themes/business-one/admin/theme-opt/menu-layer.php on line 297

Notice: Trying to access array offset on value of type null in /home4/phatmegz/public_html/blog/wp-content/themes/business-one/admin/theme-opt/menu-layer.php on line 297


Notice: Undefined variable: businessoneopt in /home4/phatmegz/public_html/blog/wp-content/themes/business-one/admin/theme-opt/menu-layer.php on line 300

Notice: Trying to access array offset on value of type null in /home4/phatmegz/public_html/blog/wp-content/themes/business-one/admin/theme-opt/menu-layer.php on line 300


Notice: Trying to access array offset on value of type null in /home4/phatmegz/public_html/blog/wp-content/themes/business-one/home.php on line 4
qualify mortgage

Economic Concerns Have Made Qualifying for a Mortgage Challenging

Mortgage lenders are dealing with economic uncertainty caused by the Covid-19 economic shutdown by tightening qualifying standards. They began increasing the minimum credit scores, demanding larger down payments, verifying your employment status multiple times, and even taking away specific loan products completely. Job losses have gotten to astonishing levels due to the corona virus pandemic.…

read more
home buyers with key

The Process of Buying Your First Home

Buying your very first home tends to be an exciting process yet it’s also a definite nerve-tester. Not surprisingly, it is among the largest financial transactions you will do in your lifetime and if you’re not comfortable or using an experienced loan originator to guide you, it can be somewhat overwhelming. Being familiar with the…

read more
pay mortgage before due

Should I Payoff My Mortgage Early

Usually the largest payment you have to make every month is your mortgage payment. Naturally, the thought of eliminating that debt payment as quickly as possible sounds very attractive to many homeowners. Then again, the opposite side of doing so means you are putting more of your income to reduce the principal balance. The following…

read more
bank statement loan virginia

Virginia Bank Statement Loans – Self-employed Loans

Applying for a mortgage loan is not usually an easy process. The loan process can be even more challenging to be approved when you are a self-employed in Virginia. A solution to make the process easier is the Bank Statement Loan program which requires a self-employed borrower. According to the SBA, there are approximately 725,000…

read more
loan closing costs

Why Do Closing Costs Vary with Different Lenders?

If you’re in the market to buy a home you should be ready to pay around 2 to 5 percent in closing costs based on the purchase contract price. At the same time, moderate- to high-cost homes $1 million and above typically end up being a lower percentage. How could there be such a difference?…

read more
FHA loan limits Orange County

Orange County FHA Loan Limits Increased for 2022

Summary: Due to an increase in home prices in Orange County, FHA loan limits in Orange County, California have risen for the year 2021. In this blog post, we’ll go over the amount the limits went up for 2021 in Orange County, and how it affects you. If you’re one of the many prospective home…

read more
Refinance Facts

8 Mortgage Refinance Myths

If you are a homeowner who has a mortgage, it’s likely that you’ve been told about refinancing through the media and friends. This experience has probably cemented some arguments why refinancing your home loan is not a good idea. Without a doubt, refinancing is not the right thing to do for all homeowners.  For this…

read more
why your credit score decreased

One Mistake Could Drop Your Credit Score 100 Points

One of the most important factors during the mortgage process is having a high credit score. The reason why is because it plays a huge role in getting a low interest rate, in addition to lower fees on your home loan. After all, that is what most borrowers want,  a low interest rate and low…

read more
refinancing for 30 years

Undecided about Whether to Refinance your Home?

As mortgage rates have fallen the past few months, is now the time to refinance? Homeowners who bought in the last couple of years may have some great options available. Almost all loans now give borrowers the right to prepay their mortgage without penalty. This means you can lower your monthly mortgage costs in the…

read more
1 2 3 4 5 6 11