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mortgage pre-approval

Still Don’t Have Your Pre-Approval Letter?

There is one particular document just about all home buyers should have prior to viewing a home they are considering making an offer on. It’s known as a pre-approval letter. Most licensed real estate agents and won’t make an appointment for you to see the inside of home without that all important document. In high…

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home buying couple

4 Questions You Need to Know Before Buying a Home

How Much Home Can You Afford? This is one of the top questions home buyers have. Having said that, it may be the incorrect question in terms of your finances. Rather than trying to afford the highest home price a lender tells you, it may be better to figure out the maximum monthly payment you…

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mortgage advice

Qualify for a Mortgage With a Non-Occupying Co-Borrower

Sometimes a little assistance is needed to get started in life when you don’t qualify on your own for a car or a home loan. The solution many use to get a co-signer. A cosigner, essentially a co-borrower, is someone who signs a legally binding agreement to repay the loan based on a number of…

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