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Let’s face it. The mortgage process is challenging and sometimes stressful, and a lot of the jargon used can be misunderstood. One type of term that is frequently used by industry professionals when applying to buy a home or a refinance your mortgage is the term “points,” sometimes known as “discount points.” These points are…
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Here’s a great example of why you would switch. Your loan officer is claiming that you will be approved within adequate time for closing but because you were never completely comfortable with the loan officer or lender, you want switch to a different lender. Then you have uncertainties about if the second lender can approve…
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Actually, a better way to ask the question — and to find an acceptable answer about lowering closing costs — may be to ask what fees are non-negotiable. In most areas, there are only a few “set in stone” fees that automatically appear in either the buyer’s or the seller’s column. What Fees Must Be…
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