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As rent across the nation continues to rise rapidly, more and more people are finding that it’s cheaper to buy than rent, even with soaring home prices. According to Realtor.com, the national average rent is almost $1,800 per month, which is an increase of over 20% from January 2020. Among cities hit the hardest with…
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Are you seeking to buy your very first home in Bose, ID? If that’s the case, you might feel a little stressed about the process of finding the right home, placing an offer, and getting approved for a home loan to complete the purchase. The reality is, there’s many things associated with buying a home,…
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Buying your very first home tends to be an exciting process yet it’s also a definite nerve-tester. Not surprisingly, it is among the largest financial transactions you will do in your lifetime and if you’re not comfortable or using an experienced loan originator to guide you, it can be somewhat overwhelming. Being familiar with the…
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The first-time home buyer (FTHB) often deals with obstacles in the mortgage process that don’t affect experienced home buyers, house flippers or rental property owners. One of the hurdles for FTHB’s is they usually have a minimal amount of funds saved to put down on a house. When it’s your first home, that is very…
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In Orange County, the median rent price is $3,022 and that amount is slightly above the Los Angeles MSA based on real estate data providers. According to real estate data provider RentCafe, in the city of Irvine, the median rent price for a 3 bedroom is $2,988. In nearby Aliso Viejo, it is $2,650. The…
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You just closed on your first-ever home purchase and some nerves are alleviated. As a renter you were not responsible for the cost of repairs that were due to wear and tear nor paid much attention to the utility bills if that was included in the rent. In any event, your home is now yours…
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For many consumers the decision to buy a home is one of the largest purchases of their lives. Many home buyers will be new to the process or haven’t owned a home in the last three years. It can be confusing to know what is true and what is a myth. The following are the…
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As you get into your 30s, found “the one” you want to put a ring on, the idea of cementing your roots in one place and calling it home have grown more and more attractive. So, you may find yourself searching homes for sale on local Orange County real estate sites or Zillow a few…
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While many prospective home buyers focus solely on interest rates, an equally, if not more significant item, is the availability of mortgage programs that help buyers. This includes those purchasing for the first time in three years known as first-time home buyers. First-time home buyers made up one-third of home sales in June 2016, which…
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How Much Home Can You Afford? This is one of the top questions home buyers have. Having said that, it may be the incorrect question in terms of your finances. Rather than trying to afford the highest home price a lender tells you, it may be better to figure out the maximum monthly payment you…
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