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When homeowners are looking to refinance, a common question is “Should I refinance with the no closing cost or no points option.” It may seem like an easy decision, but before deciding if this is the option you’ll choose, there are some things you need to know. So, the following information will take an in-depth…
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If you’re in the market to buy a home you should be ready to pay around 2 to 5 percent in closing costs based on the purchase contract price. At the same time, moderate- to high-cost homes $1 million and above typically end up being a lower percentage. How could there be such a difference?…
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Many home buyers, particularly first-timers, have a challenging task when it comes to the down payment and closing costs. A great solution for buyers to bring in less cash to closing is for the seller to help with some of the sales costs is by offering a credit at closing. There is a limit on…
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Here’s a great example of why you would switch. Your loan officer is claiming that you will be approved within adequate time for closing but because you were never completely comfortable with the loan officer or lender, you want switch to a different lender. Then you have uncertainties about if the second lender can approve…
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